The Tin Bank.

By Eugene Field

    Speaking of banks, I'm bound to say     That a bank of tin is far the best,     And I know of one that has stood for years     In a pleasant home away out west.     It has stood for years on the mantelpiece     Between the clock and the Wedgwood plate--     A wonderful bank, as you'll concede     When you've heard the things I'll now relate.     This bank was made of McKinley tin,     Well soldered up at sides and back;     But it didn't resemble tin at all,     For they'd painted it over an iron black.     And that it really was a bank     'Twas an easy thing to see and say,     For above the door in gorgeous red     Appeared the letters B-A-N-K!     The bank had been so well devised     And wrought so cunningly that when     You put your money in at the hole     It couldn't get out of that hole again!     Somewhere about that stanch, snug thing     A secret spring was hid away,     But where it was or how it worked--     Excuse me, please, but I will not say.     Thither, with dimpled cheeks aglow,     Came pretty children oftentimes,     And, standing up on stool or chair,     Put in their divers pence and dimes.     Once Uncle Hank came home from town     After a cycle of grand events,     And put in a round, blue, ivory thing,     He said was good for 50 cents!     The bank went clinkety-clinkety-clink,     And larger grew the precious sum     Which grandma said she hoped would prove     A gracious boon to heathendom!     But there were those--I call no names--     Who did not fancy any plan     That did not in some wise involve     The candy and banana man.     Listen; once when the wind went "Yooooooo!"     And the raven croaked in the tangled tarn--     When, with a wail, the screech-owl flew     Out of her lair in the haunted barn--     There came three burglars down the road--     Three burglars skilled in arts of sin,     And they cried: "What's this? Aha! Oho!"     And straightway tackled the bank of tin.     They burgled from half-past ten p.m.,     Till the village bell struck four o'clock;     They hunted and searched and guessed and tried--     But the little tin bank would not unlock!     They couldn't discover the secret spring!     So, when the barn-yard rooster crowed,     They up with their tools and stole away     With the bitter remark that they'd be blowed!     Next morning came a sweet-faced child     And reached her dimpled hand to take     A nickel to send to the heathen poor     And a nickel to spend for her stomach's sake.     She pressed the hidden secret spring,     And lo! the bank flew open then     With a cheery creak that seemed to say:     "I'm glad to see you; come again!"     If you were I, and if I were you,     What would we keep our money in?     In a downtown bank of British steel,     Or an at-home bank of McKinley tin?     Some want silver and some want gold,     But the little tin bank that wants the two     And is run on the double standard plan--     Why, that is the bank for me and you!

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Poem Details

Language: English
Keywords: Public Domain
Source: Public Domain Collection
Rights/Permissions: Public Domain

Analysis & Notes:
This poem deftly employs an accessible, narrative style to explore themes of value, simplicity, and security. It uses the symbol of a 'tin bank' to contrast the complex, impersonal world of traditional banking with simpler, homier means of storing and saving money. The tone is light and playful, with a touch of satirical commentary on societal values and priorities.

The poem is structured in quatrains with a consistent ABAB rhyme scheme, giving it a rhythmic, sing-song quality that underscores its nostalgic and somewhat whimsical feel. The use of direct address to the reader ('If you were I, and if I were you') creates an engaging, conversational tone, drawing the reader into the narrative.

The poet makes effective use of imagery and personification, imbuing the tin bank with qualities of reliability, and even affection ('a cheery creak that seemed to say: "I'm glad to see you; come again!"'). The motif of the 'secret spring' adds an element of mystery and intrigue, further enhancing the bank's appeal.

The final stanza presents a clear contrast between 'a downtown bank of British steel' and 'an at-home bank of McKinley tin,' suggesting a preference for the latter's simplicity and reliability. The poem thus provides a thoughtful critique of societal values, questioning the allure of wealth and status, and championing instead the virtues of frugality, simplicity, and home.

Exploring Narrative Poetry

Narrative poetry is a form of poetry that tells a story, often making use of the voices of a narrator and characters as well. Unlike lyric poetry, which focuses on emotions and thoughts, narrative poetry is dedicated to storytelling, weaving tales that captivate readers through plot and character development.


Narrative poems are unique in their ability to combine the depth of storytelling with the expressive qualities of poetry. Here are some defining characteristics:

  • Structured Plot: Narrative poems typically have a clear beginning, middle, and end, following a plot that might involve conflict, climax, and resolution, much like a short story or novel.
  • Character Development: Characters in narrative poems are often well-developed, with distinct voices and personalities that drive the story forward.
  • Descriptive Language: The language used in narrative poetry is vivid and descriptive, painting a clear picture of the scenes and events, while also conveying the emotions and atmosphere of the story.

From ancient epics like "The Iliad" and "The Odyssey" to more modern narrative poems, this form continues to engage readers by blending the art of storytelling with the beauty and rhythm of poetry.